Tag: Retirement Decision

Unless otherwise noted, all blog photographs and header images by and property of Joanne E. Roth.

Unauthorized use, duplication, or reblogging of this written material and/or photography without explicit written permission from this blog’s author and owner is strictly prohibited.

Links may be used, provided that full and clear credit is given to Joanne E. Roth and "Opal Reflections", with proper and specific direction to the original content.

Requests for reblogging may be made in specific post comments, in the contact form below, or by email. An email contact link can be found in the sidebar.